Medisave Standard provides comprehensive in-hospital cover at the Medimed Scheme tariff with slightly lower benefit limits for certain benefits than the Medisave Max option. Hospital admissions are unlimited at any private hospital in terms of specific clinical guidelines and protocols. The Chronic Medication Benefit provides cover for all PMB’s (Prescribed Minimum Benefits) plus and extra R2,000 per beneficiary and R4,000 per family for additional chronic conditions. Day-to-Day Benefits are covered from the Savings Account (25% of your monthly contribution) and thereafter automatically from the Elective Benefit (R5,500 per beneficiary and R11,000 per family), offering you the flexibility of managing your own out of hospital costs.
Should you use a broker they can also assist in the explaining of the way the options work and how these options compare to other schemes.